Two different things get confused here. Verification ends with a short questionnaire that every recipient completes. Source-of-funds documents are separate — they are requested only when something specific calls for them, not as part of signing up.
1. The questionnaire at the end of verification
The last step asks the recipient about the payments they expect to receive, including their expected monthly transaction volume in EUR. It is a short form, not a document upload.
Give a realistic figure rather than a placeholder. This is a description of what the recipient expects, not a cap being set on the account — there is no monthly limit on what a recipient can receive. See volume limits.
Exactly which questions appear varies with the recipient's country, so the form one recipient sees may be shorter or longer than another's. Answer what is actually shown; nothing here needs preparing in advance.
If a question asks what the recipient does for work, describe the work they actually do. Selling content on a platform is an occupation in its own right — entering it plainly moves faster than leaving the field empty or answering "none". For a business recipient, describe the company's real activity.
2. When source-of-funds documents are asked for
There is no source-of-funds upload during signup. We ask for these documents separately, case by case, when a particular payment or account calls for it. Most recipients are never asked.
If a request does come, it will say what is needed. In general:
- Documents have to be in the recipient's own name — the point of the request is to show the money arriving is theirs and not a third party's.
- Documents in anyone else's name are not accepted, including yours as the person managing the recipient.
- The documents do not have to show earnings from any particular platform. An account in the recipient's own name is what matters.
If you need to onboard your own company rather than a person, that is a different route — it goes through KYB when you add the recipient.
Next: The document every recipient does upload, and the reason most get rejected. Proof of address →