Volume is unlimited. There is no monthly cap on how much a recipient can receive through their virtual bank account, and the flat 2% does not change with the amount.
No monthly cap
A recipient can receive as much as the platforms paying them send. There is no monthly ceiling to raise, no volume tier to move up, and no approval to request before a large payment.
Volume is not what holds a payment up. Verification is: a recipient whose KYC or KYB is not approved has no virtual bank account yet, so there is nothing for a payment to arrive in.
If a payment did arrive but the USDC came in lower than expected, that is not a limit either. Work through the checks on a low amount.
Source of funds requests
A payment can prompt a request for source of funds documents before it is swapped. That is a verification step rather than a limit: once the documents are accepted, the payment continues to the recipient's USDC wallet.
Keeping the recipient's source of funds documents ready is the fastest way to clear one.
Country availability still applies
Unlimited volume does not override where the recipient and the payer are. Onboarding and payments are assessed separately for each country, so a recipient can be onboarded in a country that cannot send payments. Check the supported countries list for both statuses before a payment is arranged.
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